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Maitra Wealth | Knowledge Base


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    As per SEBI(Securities and Exchange Board of India) circular number MIRSD/ SE /Cir-19/2009 dated on Dec 03, 2009, To ease the process of frequent Pay-In and Pay-out after an investor Client sells the stocks, SEBI implemented a norm called Running Account Authorization(RAA). With this norm, the stock broker should settle the amount to investor client within 24 of working day. By giving authorization to Stock broker, The stock broker can able to retain the margin amount in investor client's trading account. The validity of RAA is either 30 days or 90 days which is opted by investor client. Quarterly, RAA, Running Account Authorization, Settlement.

    Please visit following URL https://www.pan.utiitsl.com/panaadhaarlink/forms/pan.html/panaadhaar to check your Aadhaar and PAN Link status and enter your correct PAN number and Date of Birth followed by Captcha.

    Open the Income Tax e-filing portal - https://incometaxindiaefiling.gov.in/ (or) https://eportal.incometax.gov.in/iec/foservices/#/pre-login/bl-link-aadhaar Register on it (if not already done). Your PAN (Permanent Account Number) will be your user id. Log in by entering the User ID, password and date of birth. A pop up window will appear, prompting you to link your PAN with Aadhaar. If not, go to ‘Profile Settings’ on Menu bar and click on ‘Link Aadhaar’. Details such as name date of birth and gender will already be mentioned as per the PAN details. Verify the PAN details on screen with the ones mentioned on your Aadhaar. Pls. note that if there is a mismatch, you need to get the same corrected in either of the documents. If the details match, enter your Aadhaar number and click on the “link now” button. A pop-up message will inform you that your Aadhaar has been successfully linked to your PAN.

    There are various types of investments: stocks, bonds, mutual funds, index funds, exchange-traded funds (ETFs) and options etc.,

    Shares or equities Fixed Income Bonds Property or Real Estate Investment Commodities (Gold, Silver, Copper etc.,) Futures

    Investment means owning an asset or an item with the goal of generating income or to build wealth and save money from the earned income for appreciation.

    The basis of investing is to multiply our savings over the period of time (Long Term) based on research and analysis. A research or analysis of a Company's balance sheet helps in knowing its market, management team, Financials, Cash flow before investing in it. The research on supply and demand of a produce helps in investing in a commodity.

    Various types of equity share capital are authorized, issued, subscribed, paid up, rights, bonus, etc. The expression of the value of equity shares are in terms of face value or par value, issue price, book value, market value, intrinsic value, stock market value etc...

    Maturity date refers to the final date for the payment of any financial product when the principal along with the interest needs to be paid to the investor by the issuer.

    The contract note is the legal record of any trade made by a stockbroker on a stock exchange. It confirms the trade conducted on a specific day, on the client’s behalf, performed on a stock exchange like BSE, NSE, MCX etc...

    A margin call occurs when the value of an investor’s margin account falls below the broker’s required amount. This may be due to increase in margin by exchanges during volatility.

    A realized profit or loss occurs when an investment is actually sold for a higher or lower price than where it was purchased.

    An unrealized profit is a potential profit that exists on paper, resulting from an investment. It is an increase in the value of an asset that has yet to be sold for cash.

    Leveraged trading is also known as margin trading, margin finance or trading on margin, allows you to open a trading position with a broker using a small amount of capital in order to take a much larger position in the market.

    Intraday trading refers to buying and selling of equities or stocks during the trading hours of a given day without taking delivery in one single session.

    Different kinds of risks faced by any participants in financial markets and few of them are mentioned below: a) Credit risk b) Market risk c) Liquidity risk d) Legal risk e) Operational risk

    Securities transaction tax (STT), Commodities transaction tax (CTT), Goods & services tax (GST), SEBI charges, Stamp Duty, Exchange transaction charges, clearing charges etc...

    You can link your PAN with Aadhaar by following process: Open the Income Tax e-filing portal – https://incometaxindiaefiling.gov.in/ Register on it (if not already done). Your PAN (Permanent Account Number) will be your user id. Log in by entering the User ID, password and date of birth. A pop up window will appear, prompting you to link your PAN with Aadhaar. If not, go to ‘Profile Settings’ on Menu bar and click on ‘Link Aadhaar’. Details such as name date of birth and gender will already be mentioned as per the PAN details. Verify the PAN details on screen with the ones mentioned on your Aadhaar. Pls. note that if there is a mismatch, you need to get the same corrected in either of the documents. If the details match, enter your Aadhaar number and click on the “link now” button. A pop-up message will inform you that your Aadhaar has been successfully linked to your PAN. You may also visit https://www.utiitsl.com/ OR https://www.egov-nsdl.co.in/ to link your PAN and Aadhaar.

    Please visit the website https://uidai.gov.in/ for applying for Aadhar. Locate the enrolment center near you. Book an appointment. Download the New application form. Fill the application form. Attach the required proofs. Submit at the enrolment center during the appointment.

    A trading account is used to purchase and sell shares in stock markets or Commodity Markets.

    Trading Account DEMAT Account

    Trading Account DEMAT Account Bank Account.

    NSE – https://www.nseindia.com/products-services/equity-market-timings-holidays MCX – https://www.mcxindia.com/market-operations/trading-survelliance/trading-holidays

    Please refer to the penalties link at https://www.nseindia.com/products-services/equity-market-penalties

    S.No Bank Name Branch Name Account Number IFSC Code 1 HDFC BANK LTD ITC Centre, Anna Salai , Chennai. 00040340006749 HDFC0000004 2 STATE BANK OF INDIA Shastri Nagar, Chennai 32494406432 SBIN0007106 3 ICICI BANK LTD Shastri Nagar, Chennai 603305017157 ICIC0006033 bank accounts, client accounts, fund transfers, hdfc, icici, sbi

    Passport size Photo of the partners – 1 No Id Proof and Address proof of the partners. ID Proof of the firm – Pan Card – 1 Copy Address Proof of the firm (GST registration copy along with Partnership deed agreement ) – 1 Copy Latest 6 Months Bank Statement of the firm Cancelled Cheque Leaf of the firm.

    The following documents are required to be uploaded into our system during the Account Opening Process. Scanned Copy of PAN CARD Income Proof pdf. Scanned Copy of AADHAR Linked to your Mobile Number. Scanned Copy of Photograph. Scanned Copy of Cancelled Cheque. Computer / Mobile with WEBCAM and MIC for IPV.

    Passport size Photos – 3 No’s ID Proof – Pan Card – 1 Copy Address Proof (Driving License /Voter ID / Aadhaar Card / Passport ) – 1 Copy Latest 6 Months Bank Statement Cancelled Cheque Leaf

    To open an account offline please fill in the form at our website maitracommodities.com and our representative will reach out to you to assist you in account opening or call us at 044-45630555. Alternatively download the offline application form from our website https://www.maitracommodities.com/wp-content/themes/maitra/assets/pdf/Nse-Mcx-KYC-individual.pdf Print the PDF documents, fill it up and sign in the required spaces. Attach all the required proof documents with signatures. Courier the forms to the below address Maitra Commodities Pvt. Ltd 17/1, Visweswarapuram Street, Alwarpet, Chennai – 600018.

    To open an account visit our website www.Maitracommodities.com and click on the button OPEN AN ACCOUNT or alternatively click on the link http://kyc.maitracommodities.com

    From August 1’st 2021 as per SEBI if account should be allowed to trade the next working day if the client details are uploaded to the exchanges before 5:00 PM. If the details are uploaded after 5:00 pm it will be activated after 1 working day.

    A minor is a person who is Less than 18 years of age.

    No account opening charges for minor account open.

    Whether it is an online KYC submission or physical KYC submission, guardian of the minor should fill the account opening forms and submit with required documents/proofs.

    Yes, It is necessary to open a separate trading and demat account in guardian’s name at the time of minor account open.

    Submit the following documents to complete the account opening process: Filled in KYC form (In case of physical KYC submission) Minor PAN card copy, attested by the guardian Birth Certificate of minor. Self attested guardian PAN copy. Aadhar copy of the minor, attested by the guardian. (The Aadhar should have a mobile number linked for OTP validation.) Proof of a bank account in the minor’s name. ( cancelled cheque leaf or passbook front page) Self attested guardian’s Aadhar copy. (A mobile number linked to this Aadhar to complete the e-sign on behalf of the minor, in case of online account open) Photograph of Minor and guardian ( 3 Photo sets – in case of physical form submission). Copy of Court order for appointment as guardian (if applicable).

    One can open as a guardian on behalf of your minor child through online process or by submitting filled in KYC form along with proofs.

    Yes, It is mandatory to provide Bank account details in the name of minor at the time of account open.

    Yes. A minor’s demat/ trading account can be continued when the minor becomes major. However, on attaining majority, the erstwhile minor should confirm the balance in his/her account and he/she has to complete formalities as are required for opening a demat/ trading account to continue in the same account/s.

    Yes. The guardian and the minor have to strictly comply with the applicable KYC norms.

    A minor cannot enter into a contract with a stock broker to purchase or sell any security. However, a trading account in the name of a minor can be opened only for the sole purpose of selling of securities possessed by the minor in the manner specified above.

    Yes, trading account can be opened in the name of the minor only for the sole purpose of sale of securities which minor has possessed by way of investment in IPO, inheritance, corporate action, off market transfers under the following reason: Gift / Donation Transfer between family members Implementation of Government / Regulatory Directions or Orders However, such an account will be operated by the natural guardian till the minor becomes a major.

    No. Minor cannot be a joint holder in a demat account.

    No, buying is not allowed by Minor in his/her trading account in secondary market.

    The main purpose of opening of a Demat account in the name of minor by Guardian ( Guardian has to be the father or in his absence mother. In absence of both, father or mother, the guardian can be appointed by court ) is to create a corpus for his / her future ie., for Higher education, Marriage etc., by investing in Equity stocks, IPOs, Gold Bonds and Mutual Funds /SIPs

    Yes. Demat account can be opened in the name of a minor. The account will be operated by a guardian till the minor becomes major. Guardian has to be the father or in his absence mother. In absence of both, father or mother, the guardian can be appointed by court

    Passport size Photos – 3 No’s ID Proof – Pan Card – 1 Copy Address Proof (Driving License /Voter ID / Aadhaar Card / Passport ) – 1 Copy Latest 6 Months Bank Statement Cancelled Cheque Leaf

    Passport size Photo of the partners – 1 No Id Proof and Address proof of the partners. ID Proof of the firm – Pan Card – 1 Copy Address Proof of the firm (GST registration copy along with Partnership deed agreement ) – 1 Copy Latest 6 Months Bank Statement of the firm Cancelled Cheque Leaf of the firm.

    The following documents are required to be uploaded into our system during the Account Opening Process. Scanned Copy of PAN CARD Income Proof pdf. Scanned Copy of AADHAR Linked to your Mobile Number. Scanned Copy of Photograph. Scanned Copy of Cancelled Cheque. Computer / Mobile with WEBCAM and MIC for IPV.

    ID Proof of the Corporate body – Pan Card – 1 Copy Address Proof of Corporate body (GST registration copy along with MOA and AOA ) – 1 Copy Latest 6 Months Bank Statement of Corporate body Cancelled Cheque Leaf of Corporate body.

    Since the year 2004, RBI or India’s Reserve Bank has made it compulsory that all Indian financial institutions, banks, and other financial organizations verify both the identity and address of all customers who are to carry out any kind of financial transactions with them. To do so without too many logistical inefficiencies, the KYC process was introduced by the RBI as the only mode of verification. Hence, KYC meaning to ‘know your customer’ is an effective way to streamline the process of verifying the authenticity of one’s customer.

    One of the main reasons why KYC is important is that it is to ensure that financial bodies are not being used to carry out money laundering activities of any kind. Money laundering typically happens unbeknownst to the financial authority whose platform is being used for such activities. With KYC online verification and offline KYC authentication in place, banks can catch any potential money laundering rings. Another reason why KYC is important is that there are many non-individual customers that use financial services like trading, mutual fund investment, and more. With KYC, banks, and financial institutions, and brokerages, among others have the right to verify the legal status of that entity. This can include cross-checking their operating address and verifying the identities of their beneficial owners and authorized signatories. In addition to learning whether these companies are authentic, the KYC process also requires that one detail the nature of their employment as well as the business carried out by the customer. This information is also useful in verifying how authentic the individual and/or company is. Before all this information is provided, the KYC verification mandates that one cannot open a bank account, trading account, demat account, or any of the like.

    IPV is a process where the financial intermediary (broker, mutual fund and distributor) verifies the client and his documents in person, as mandated by SEBI. Traditionally IPV was done physically where an employee of the intermediary would visit and verify but now it is done online via video conferencing.

    Aadhaar based e-KYC (electronic-Know Your Customer) offered by the Unique Identification Authority of India (UIDAI) can be used voluntarily by Aadhaar card holders as a means to authenticate and establish their identity, if they so desire/consent. The Electronic Know your customer or e KYC is the way of resident authentication which allows the residents to submit it as an address proof electronically to banking companies. Aadhaar based e-KYC provides this information electronically, negating the need for physical document submission. Under the existing system, the UIDAI has made provision for both Aadhaar Authentication and offline verification/ paperless-offline e-KYC

    Aadhar-Based KYC. In-Persion Verification KYC.

    Submit the following documents to complete the account opening process: Filled in KYC form (In case of physical KYC submission) Minor PAN card copy, attested by the guardian Birth Certificate of minor. Self attested guardian PAN copy. Aadhar copy of the minor, attested by the guardian. (The Aadhar should have a mobile number linked for OTP validation.) Proof of a bank account in the minor’s name. ( cancelled cheque leaf or passbook front page) Self attested guardian’s Aadhar copy. (A mobile number linked to this Aadhar to complete the e-sign on behalf of the minor, in case of online account open) Photograph of Minor and guardian ( 3 Photo sets – in case of physical form submission). Copy of Court order for appointment as guardian (if applicable).

    One can open as a guardian on behalf of your minor child through online process or by submitting filled in KYC form along with proofs

    Yes, It is mandatory to provide Bank account details in the name of minor at the time of account open.

    Yes. The guardian and the minor have to strictly comply with the applicable KYC norms.

    Please visit the website https://licindia.in/Home/Online-PAN-Registration and link your PAN Number with your policy.

    Our DP details are as follows: Depository Name : CDSL Depository ID: 12089300

    Yes you can have two Demat accounts but it cannot be with the same Depository Participant. But both has to be linked to your pan.

    Submit the following documents to complete the account opening process: Filled in KYC form (In case of physical KYC submission) Minor PAN card copy, attested by the guardian Birth Certificate of minor. Self attested guardian PAN copy. Aadhar copy of the minor, attested by the guardian. (The Aadhar should have a mobile number linked for OTP validation.) Proof of a bank account in the minor’s name. ( cancelled cheque leaf or passbook front page) Self attested guardian’s Aadhar copy. (A mobile number linked to this Aadhar to complete the e-sign on behalf of the minor, in case of online account open) Photograph of Minor and guardian ( 3 Photo sets – in case of physical form submission). Copy of Court order for appointment as guardian (if applicable).

    Yes. A minor’s demat/ trading account can be continued when the minor becomes major. However, on attaining majority, the erstwhile minor should confirm the balance in his/her account and he/she has to complete formalities as are required for opening a demat/ trading account to continue in the same account/s.

    No. Minor cannot be a joint holder in a demat account.

    Please visit the website https://licindia.in/Home/Online-PAN-Registration and link your PAN Number with your policy.The main purpose of opening of a Demat account in the name of minor by Guardian ( Guardian has to be the father or in his absence mother. In absence of both, father or mother, the guardian can be appointed by court ) is to create a corpus for his / her future ie., for Higher education, Marriage etc., by investing in Equity stocks, IPOs, Gold Bonds and Mutual Funds /SIPs.

    Yes. Demat account can be opened in the name of a minor. The account will be operated by a guardian till the minor becomes major. Guardian has to be the father or in his absence mother. In absence of both, father or mother, the guardian can be appointed by court.

    Selling of securities cannot happen till the DP transfers your shares into the Trading Members Pool Account.

    Yes you can link your existing DEMAT account from a different bank or institution with Maitra.

    The answer is Yes & No. You need a Demat Account number to settle trades electronically. Having a Demat Account allows you to buy shares and store them safely. It can be used to hold a variety of investments like equity shares, exchange traded funds, mutual funds, bonds, and government securities. If you are a intraday trader and not planning to carry forward positions till the next day or take delivery of the equities DMAT account is not Mandatory.

    Dematerialisation is the process by which physical certificates of an investor are converted to an equivalent number of securities in electronic form.

    An RTA is an agent of the issuer. RTA acts as an intermediary between the issuer and depository for providing services such as dematerialization, rematerialization, initial public offers (IPO) and corporate actions

    ISIN (International Securities Identification Number) is a unique 12 digit alphanumeric identification number allotted for a security (e.g.- INE383C01018). Equityfully paid up, equity-partly paid up, equity with differential voting /dividend rights issued by the same issuer will have different ISINs.

    Electronic Delivery Instruction Slip or eDIS is a facility which allows you to sell shares when you have not submitted your Power of Attorney (POA).

    Power of Attorney (POA) is a document that gives us the authorization to debit your shares from your demat account whenever you sell your shares.

    There are two depositories in India. NSDL (National Securities Depository Ltd). CDSL (Central Securities Depository Ltd).

    Depository is a place where financial securities are held in dematerialised form. It is responsible for maintenance of ownership records and facilitation of trading in dematerialised securities.

    A Depository Participant (DP) is described as an Agent (law) of the depository. They are the intermediaries between the depository and the investors. The relationship between the DPs and the depository is governed by an agreement made between the two under the Depositories Act. In a strictly legal sense, a DP is an entity who is registered as such with SEBI under the sub section 1A of Section 12 of the SEBI Act. As per the provisions of this Act, a DP can offer depository-related services only after obtaining a certificate of registration from SEBI.

    The disadvantages are the policy difference between brokers. A/C opening cost and maintenance cost of the accounts. Transfer charges of accounts.

    All the benefits of the dematerialized shares are given to the actual investor since the depository holds the securities in a fiduciary capacity on behalf of the investors who have opened a demat account with the depository. Hence, the actual investor is the “Beneficial Owner” (BO) of the securities.

    The AMC charges are Rs.1000 + GST. Stock Sell – Rs.10 + GST. Stock Buy – None.

    No there are no minimimum balance involved.

    In a bank account, credit to the account is given only when a ‘pay in’ slip is submitted together with cash/cheque. Similarly, in a depository account ‘Receipt in’ form has to be submitted to receive securities in the account. However, for the convenience of BOs, facility of ‘standing instruction’ is given. If you say ‘Yes’ for standing instruction, you need not submit ‘Receipt In’ slip every time you buy securities. If you are particular that securities can be credited to your account only with your consent, then do not say ‘yes’ [or tick ] to standing instruction in the application form.

    SEBI has mandated that nomination should be recorded for a demat account held by individuals. If nomination is not to be given then the account holder(s) should give a written and signed declaration to the effect.

    Yes. A demat account can be a opened in a single name or in joint holders’ name. There can be maximum three account holders i.e. one main holder and two joint holders.

    DEMAT is an account that allows you to hold your shares in an electronic format. A Demat account converts the physical shares into an electronic form, therefore dematerializing them. On opening a Demat account, you will be given a Demat account number to be able to electronically settle your trades.

    Futures are derivative financial contracts that obligate the parties to transact an asset at a predetermined future date and price.

    The staggered delivery period is the period beginning a few working days prior to expiry of any contract and ending with expiry, during which sellers/ buyers having open position may submit an intention to give/ take delivery.

    In a forward contract, two parties agree to do a trade at some future date, at a stated price and quantity. No money changes hands at the time the deal is signed.

    There are two types of derivatives instruments traded on NSE; namely Futures and Options. Options are of two types – Calls and Puts options. Further the Options are classified based on type of exercise. At present the Exercise style can be European.

    Indices like Nifty 50, CNX IT Index, Bank Nifty Index, CNX Nifty Junior, CNX 100 , Nifty Midcap 50, Mini Nifty and Long dated Options contracts on Nifty 50. and Individual stocks. Please verify NSE web site to get latest list.

    It is the last day on which the contracts expire. Futures and Options contracts expire on the last Thursday of the expiry month. If the last Thursday is a trading holiday, the contracts expire on the previous trading day. For E.g. The July 2021 contracts mature on July 29th, 2021.

    Strategy based categorization – Sectoral funds, Focused Fund, Contra Fund. Market Capitalization categories – Large Cap funds, Mid-cap funds, Small-cap funds, Multi-cap funds. Tax based categorization – Equity Linked Saving Scheme(ELSS), Non-Tax saving funds. Investment based categorization – Active Funds, Passive Fund.

    Equity funds invests in equities/shares of different companies. The fund invests more than 60% of its total assets in the equity shares of different companies to categorize them as equity funds. The amount of risk depends on the market conditions.

    Equity Funds Debt Funds Hybrid Funds Specialized Funds Other Funds

    AMC’s are Asset Management Companies those introduce & Manages the funds.

    SEBI formulates the policies and regulates the mutual funds.

    Mutual funds are an excellent investment option for individual investors to get exposure to an expert managed portfolio. Also, you can diversify your portfolio by investing in mutual funds as the asset allocation would cover multiple instruments. Investors would be allocated with fund units based on the amount they invest.

    “mutual fund” is a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the pubic under one or more schemes for investing in securities, money market instruments, gold or gold related instruments, real estate assets and such other assets and instruments as may be specified by the Board from time to time. A mutual fund is essentially a common pool of money in which investors put in their contribution. This collective amount is then invested according to the investment objective of the fund. The money could be invested in stocks, bonds, money market instruments, gold, real estate and other similar assets. These funds are operated by money managers or fund managers, who by investing in line with the specified investment objective attempt to create growth or appreciation of the amount for investors.

    A Liquid Mutual Fund is a debt fund which invests in fixed-income instruments like commercial paper, government securities, treasury bills, etc. with a maturity of up to 91 days.

    Liquid Fund Money Market Fund Dynamic Bond Fund Banking & PSU Fund Gilt Fund Credit Risk Fund Floater Fund Overnight Fund Ultra Short Duration Fund Low Duration Fund Short duration fund Medium duration fund Long duration fund

    Debt funds invest in securities which generate fixed income like treasury bills, corporate bonds, commercial papers, government securities, and many other money market instruments. All these instruments have a pre-decided maturity date and interest rate that the buyer can earn on maturity – hence the name fixed-income securities.

    Focused funds are a category of mutual fund investment that comprises a smaller variety in stocks. With this investment scheme, the funds are concentrated on limited variation from only a few sectors.

    A Contra Mutual Fund invests against the existing market trends and purchases stocks which are not performing well currently.

    Sector Mutual Funds are equity schemes that invest in a specific sector of the economy. These sectors can be utilities, energy, infrastructure, etc.

    ELSS funds are equity funds that invest a major portion (=>80%)of their corpus into equity or equity-related instruments. ELSS funds are also called tax saving schemes since they offer tax exemption of up to Rs. 150,000 from your annual taxable income under Section 80C of the Income Tax Act.

    Multi Cap Funds invest their corpus in a portfolio of equity and equity-related stocks of companies with varying market capitalizations. So, in a Multi Cap Fund, you will find investments in large-cap, small-cap, and mid-cap companies.

    Mid Cap Funds invest in equity and equity-related instruments of mid-cap companies. According to the Securities and Exchange Board of India (SEBI), mid-cap companies are those which are ranked between 101 and 250 in the list of companies according to market capitalization.

    Large Cap Mutual Funds are equity funds that invest a bigger proportion of their total assets in companies with a large market capitalization. These companies are highly reputed and have an excellent track record of generating wealth for their investors over a long period. Large Cap Funds are known to generate regular dividends and steady compounding of wealth. Also, these schemes carry a lower risk as compared to the small-cap or mid-cap schemes and are known to generate steadier returns.

    Hybrid funds are a combination of equity and debt investments which are designed to meet the investment objective of the scheme.

    A corporate bond fund is essentially a mutual fund which invests more than 80% of their total financial resources in corporate bonds. Business organisations sell these to fund their short expenses, such as working capital needs, advertising, insurance premium payments, etc.

    Credit Risk Mutual Funds are debt funds which invest in low-credit quality debt securities. These funds have higher risks since they invest in low-quality instruments.

    Gilt Funds are debt funds which only invest in bonds and fixed interest-bearing securities issued by the state and central governments.

    Banking and PSU (public sector undertaking) debt funds primarily invest at least 80% of their corpus in obtaining debt instruments issued by banking institutions and other public sector companies.

    Dynamic Mutual Funds have a ‘dynamic’ maturity as well as composition. a dynamic fund is that it switches between short-term and long-term securities in n time.

    Money Market Funds are short-term debt funds. They invest in various money market instruments and endeavour to offer good returns over a period of up to one year while maintaining high levels of liquidity.

    Investment Goals Risk Liquidity Investment strategy Fund performance Fund Manager experience Expense ratio Ratio & Performance analysis Entry & Exit Loads Taxes

    The Net Asset Value represents the market value per share for a particular mutual fund. It is calculated by deducting the liabilities from total asset value divided by the number of shares.

    A Systematic Investment Plan (SIP), more popularly known as SIP, is a facility offered by mutual funds to the investors to invest in a disciplined manner. SIP facility allows an investor to invest a fixed amount of money at pre-defined intervals in the ed mutual fund scheme. The fixed amount of money can be as low as Rs. 500, while the pre-defined SIP intervals can be on a weekly/monthly/quarterly/semi-annually or annual basis.

    One time charge Load Charge / Fee Entry Load Exit Load Management Fee Account Fee Distribution & service fee Switch price

    Fund of funds is a Mutual Fund which utilises its pool of resources to invest in various other kinds of mutual funds available in the market. These mutual funds can be used to invest in both in domestic as well as international funds, as per the discretion of the asset management company. This increases the diversification of the fund of funds.

    As the name suggests, an Index Mutual Fund invests in stocks that imitate a stock market index like the NSE Nifty, BSE Sensex, etc.

    Retirement funds Children’s fund Index Funds Funds of Funds

    Equity savings invest the total fund amount between equity funds, debt funds and arbitrage. This scheme is a relatively new financial instrument introduced to the Indian money market.

    Arbitrage Funds are equity-oriented hybrid funds which leverage arbitrage opportunities in the market. These can be a pricing mismatch between two exchanges, different pricing in the spot and futures market, etc...

    Balanced mutual funds are mostly equity-oriented and take up about 40-60% of the fund’s portfolio. The biggest advantage of investing in these funds is that they ensure capital appreciation and provide a safety net against potential risks

    Equity oriented hybrid funds Debt oriented hybrid funds Balanced Funds Monthly Income Plans Arbitrage funds Equity Savings fund

    From the Menu bar, Click Order and Trades, Order Book(F3), Make sure Display All Open Box is ed. On Open orders window, the order you want to cancel and click the "Delete icon" on top left corner. or Right click the order and click Delete order option(Del). Check whether the order was deleted or not from Order Book window.

    From the Market watch, the script you want to see the chart. Right-click the symbol/script, the "Open Chart" option. Chart will open as a Tabbed document in other window. To fix the tool bar along with the chart, hover the cursor on the chart, Right-click and give Show Toolbar. For having Vertical, Horizontal and Cross-hair on the chart, Right click on the chart -> click Settings -> Appearance -> Check the box you want for Horizontal, Vertical gridlines. To watch the chart along with "Market watch", hover the cursor on the Chart Tab, Right click and "Floating", now chart window opens separately. Resize the chart as per your need. If you don't want the chart click the cross-mark on the chart.

    Preferences from Menu bar. And click User Settings. Appearance and Font and change the fonts and its size. Click General and check the box for Display Account Name. Market Watch, click Fonts and change the size if needed. click ok. If your Buy/Sell window is not closing automatically after placing orders, then go to User settings, Order, orders, click the box (Close order entry dialog box after placing order) If you want MIS or NRML as default in Buy/Sell window, then go to Preference, User settings And Click Order, Check what is in Product Type, if you want MIS by default, MIS and change it. If you want other Client IDs in Buy/Sell order Dialog box, prefix and enter the code you want by default. Then click Ok Twice.

    After Logging into XTS software, Scanners and click Top Gainers and Top Losers option. New window will open, the exchange segment as NSECM or NSEFO, and change the options (Gainer/Losers, NIFTY/BANKNIFTY)based on your requirements.

    From the Menu bar, Click Order and Trades, Order Book(F3), Make sure Display All Open Box is ed. On Open orders window, the order you want to modify and click the "Pencil icon" on top left corner. or Right click the order and click Modify option(Shift+F2). Modify the rates you want and click Modify Button. Check the Modified rates in Order Book window.

    After logging into XTS, Market watch window will appear. Hover the cursor on script's Menu bar and Right click and Reposition columns. Right side options are already existing option in market watch and left side are already available for spares. Move the options from Right side to left side by ing the options and clicking the left side double arrow mark. Keep the options you want in right side and move rest of the options to left side. Click Ok and give Ctrl+M to save the Market watch window. If you want to fit the columns as per your need, Try "Fit to Window", "Fit to Data", "Fit to Header" options by right-clicking the script menu bar.

    If you want to Add/Remove some columns in market watch. Hover your cursor on Symbol or exchange bar and right-click, Reposition column, New window will open, Right hand side columns are existing columns in Market watch section. Click the options. If you don't want some options, and click the Left side arrows to move the columns to right side. And click ok. Follow step 1 and 2 to make changes in Order Book, Trade Book, Admin Position and RMS Limit.

    Click File from Menu Bar and change Password. New window will come, enter your old password in old password box. Give New password and confirm Password which you have not given for last 5 times. Click Ok to save the password. Now password is changed successfully. To change the Pin, Click File from Menu bar, Change Pin. Enter your current Pin numbers and replace with New Pin and Click OK. Now Pin is changed.

    Open Maitra XTS software, Enter your client ID and click GO. Next window will appear, Enter your password. After entering your Password, click the square box and click Login. If you entered correct password, Next page will come. Here, Enter the Pin number which you already set for your account. Click Next, Next page will come. Click Next. That's all.

    Login into Maitra XTS software. Click Market from Menu bar and Group settings. In Group Name Box, Enter any group name and click add new. New group is added now. Click save groups and give Yes. Now the segments in script bar and search the script you want, the expiry date you want and click enter. That's all New Script is added. Like this, you can add more scripts.

    Click the following link to download and install Maitra Smart XTS Android app in your mobile: Maitra Smart XTS.

    Visit the following URL : https://www.maitracommodities.com/downloads Softwares Tab. the Maitra XTS Software Installation PDF for your reference. If you face any issues in installing the software. Please contact HO.

    Visit the following URL : https://www.maitracommodities.com/downloads Softwares Tab. Based on your System type whether 32 or 64-bit, click the required software to download into your system.

    One can open as a guardian on behalf of your minor child through online process or by submitting filled in KYC form along with proofs.

    Yes, trading account can be opened in the name of the minor only for the sole purpose of sale of securities which minor has possessed by way of investment in IPO, inheritance, corporate action, off market transfers under the following reason: Gift / Donation Transfer between family members Implementation of Government / Regulatory Directions or Orders However, such an account will be operated by the natural guardian till the minor becomes a major.

    A minor is a person who is below the age of 18 yearsof age.

    No account opening charges for minors.

    Submit the following documents to complete the account opening process: Filled in KYC form (In case of physical KYC submission) Minor PAN card copy, attested by the guardian Birth Certificate of minor. Self attested guardian PAN copy. Aadhar copy of the minor, attested by the guardian. (The Aadhar should have a mobile number linked for OTP validation.) Proof of a bank account in the minor’s name. ( cancelled cheque leaf or passbook front page) Self attested guardian’s Aadhar copy. (A mobile number linked to this Aadhar to complete the e-sign on behalf of the minor, in case of online account open) Photograph of Minor and guardian ( 3 Photo sets – in case of physical form submission). Copy of Court order for appointment as guardian (if applicable).

    A minor cannot enter into a contract with a stock broker to purchase or sell any security. However, a trading account in the name of a minor can be opened only for the sole purpose of selling of securities possessed by the minor in the manner specified.

    No, buying is not allowed by Minor in his/her trading account in secondary market.

    Centralized Number : 044 – 4563 0555 Support Call : 044 – 45630555 Investment Advisory : +91 95000 96262 Accounts : 044 – 4865 6582 Grievances : +91 95000 96262 Offline Service & Account Opening: 044-45630555

    Options are financial instruments that are derivatives based on the value of underlying securities such as stocks or index.

    Strike price is the price at which a derivative contract can be bought or sold (​exercise price).

    A call option gives the holder the right to buy a stock and a put option gives the holder the right to sell a stock.

    An option premium is the current market price of an option contract. Premium value can be derived by multiplying lot size and price.

    In the money (ITM) options that refers to an option position that possesses intrinsic value. An in-the-money option is an option that would lead to positive cash flow to the holder if it were exercised immediately.

    At the money (ATM) is a situation where an option’s strike price is identical to the current market price of the underlying security. An at-the money option is an option that would lead to zero cash flow if it were exercised immediately. An option on the index is said to be “at-the-money” when the current price equals the strike price.

    Investors must understand that investment in derivatives has an element of risk and is generally not an appropriate avenue for someone of limited resources/ limited investment and / or trading experience and low risk tolerance. An investor should therefore carefully consider whether such trading is suitable for him or her in the light of his or her financial condition.

    Time value refers to the portion of an option’s premium that is attributable to the amount of time remaining until the expiration of the option contract.

    The intrinsic value is the amount by which the strike price of an option is profitable or in-the-money as compared to the stock’s price in the market. Intrinsic Value (IV) = Current Price – Strike Price

    Out of the money(OTM) is an expression used to describe an option contract that only contains extrinsic value. An out-of- the-money Option is an option that would lead to negative cash fl ow if it were exercised immediately. A Call option is out-of-the-money when the current price stands at a level which is less than the strike price. If the current price is much lower than the strike price the call is said to be deep out-of-the money.

    Futures are derivative financial contracts that obligate the parties to transact an asset at a predetermined future date and price.

    Commodities that are traded are typically sorted into four categories. They are Bullion, Metal, Energy, and agricultural commodities.

    The players in the commodity derivatives market can be classified into two major categories – risk givers and risk takers. Risk givers or hedgers refer to those who have a risk due to physical exposure to the commodity, and are looking to pass on their risk by taking a sell or buy position on Stock Exchange. Risk takers or investors refer to those who do not have physical exposure to the commodity, but who are willing to take a buy or sell position or risk with the aim of making gains from inequalities in the market. Financial investors and arbitrageurs are the investors in this market.

    Securities and Exchange Board of India (SEBI) regulates the commodity derivatives market in India since September 28, 2015. Before September 28, 2015, the Commodity derivatives market was regulated by erstwhile Forward Markets Commission (FMC).

    The major factors affecting movement of prices of commodities include demand and supply for the commodity, seasonality, weather, relevant news, geo-political developments, macro-economic conditions, currency movements, etc. In case of most commodities, the trading prices are also influenced by global factors and may be linked to prices in international stock exchanges.

    The various types of costs associated with trading in the commodity derivatives market include the following: Brokerage Charges Commodity Transaction Tax Stock Exchange Transaction Charges GST (as applicable) SEBI Turnover fee Stamp Duty Other Statutory Levies, If any Apart from the above, there may be charges associated with storage, handling and delivery of commodities if one takes/ makes delivery in stock exchange-accredited warehouses.