{"id":1951,"date":"2023-05-16T11:32:21","date_gmt":"2023-05-16T11:32:21","guid":{"rendered":"https:\/\/panathottam.com\/?p=1951"},"modified":"2023-05-16T11:32:21","modified_gmt":"2023-05-16T11:32:21","slug":"%e0%ae%86%e0%ae%af%e0%af%81%e0%ae%b3%e0%af%8d-%e0%ae%95%e0%ae%be%e0%ae%aa%e0%af%8d%e0%ae%aa%e0%af%80%e0%ae%9f%e0%af%8d%e0%ae%9f%e0%af%81%e0%ae%a4%e0%af%8d-%e0%ae%a4%e0%ae%bf%e0%ae%9f%e0%af%8d%e0%ae%9f","status":"publish","type":"post","link":"https:\/\/maitrawealth.com\/tamil\/%e0%ae%86%e0%ae%af%e0%af%81%e0%ae%b3%e0%af%8d-%e0%ae%95%e0%ae%be%e0%ae%aa%e0%af%8d%e0%ae%aa%e0%af%80%e0%ae%9f%e0%af%8d%e0%ae%9f%e0%af%81%e0%ae%a4%e0%af%8d-%e0%ae%a4%e0%ae%bf%e0%ae%9f%e0%af%8d%e0%ae%9f\/","title":{"rendered":"\u0b86\u0baf\u0bc1\u0bb3\u0bcd \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1\u0ba4\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd &#8216;\u0bb0\u0bc8\u0b9f\u0bb0\u0bcd\u0bb8\u0bcd'(riders) \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9?"},"content":{"rendered":"\n<p>\u0b87\u0ba8\u0bcd\u0ba4\u0bbf\u0baf\u0bbe\u0bb5\u0bbf\u0bb2\u0bcd \u0b86\u0baf\u0bc1\u0bb3\u0bcd \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1\u0ba4\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0baa\u0bbf\u0ba9\u0bcd\u0ba9\u0ba3\u0bbf\u0baf\u0bbf\u0bb2\u0bcd, &#8220;\u0bb0\u0bc8\u0b9f\u0bb0\u0bcd\u0bb8\u0bcd&#8221; \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0b95\u0bc2\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0ba8\u0ba9\u0bcd\u0bae\u0bc8\u0b95\u0bb3\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0baa\u0bbe\u0bb2\u0bbf\u0b9a\u0bbf\u0ba4\u0bbe\u0bb0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bc1\u0ba4\u0ba9\u0bcd\u0bae\u0bc8 \u0b86\u0baf\u0bc1\u0bb3\u0bcd \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1\u0b95\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0b95\u0bc8\u0baf\u0bbf\u0bb2\u0bcd 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\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1\u0ba4\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b95\u0bbf\u0b9f\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb2 \u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0ba9 \u0bb5\u0b95\u0bc8 \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd\u0b95\u0bb3\u0bcd :<\/p>\n\n\n\n<p>\u0bb5\u0bbf\u0baa\u0ba4\u0bcd\u0ba4\u0bc1 \u0bae\u0bb0\u0ba3 \u0baa\u0bb2\u0ba9\u0bcd \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd(Accidental Death Benefit Rider): \u0bb5\u0bbf\u0baa\u0ba4\u0bcd\u0ba4\u0bc1 \u0b95\u0bbe\u0bb0\u0ba3\u0bae\u0bbe\u0b95 \u0baa\u0bbe\u0bb2\u0bbf\u0b9a\u0bbf\u0ba4\u0bbe\u0bb0\u0bb0\u0bcd \u0b87\u0bb1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd, \u0b87\u0ba8\u0bcd\u0ba4 \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd \u0b95\u0bc2\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1\u0ba4\u0bcd \u0ba4\u0bca\u0b95\u0bc8\u0baf\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0ba4\u0bb1\u0bcd\u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0ba9 \u0bae\u0bb0\u0ba3\u0bae\u0bcd \u0b8f\u0bb1\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, \u0baa\u0baf\u0ba9\u0bbe\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc7\u0bae\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b95\u0bca\u0b9f\u0bc1\u0baa\u0bcd\u0baa\u0ba9\u0bb5\u0bc1 \u0b95\u0bbf\u0b9f\u0bc8\u0baa\u0bcd\u0baa\u0ba4\u0bc8 \u0b87\u0ba4\u0bc1 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n\n\n\n<p>\u0b95\u0bbf\u0bb0\u0bbf\u0b9f\u0bcd\u0b9f\u0bbf\u0b95\u0bb2\u0bcd \u0b87\u0bb2\u0bcd\u0ba9\u0bb8\u0bcd \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd(Critical Illness Rider): \u0b87\u0ba8\u0bcd\u0ba4 \u0bb0\u0bc8\u0b9f\u0bb0\u0bc1\u0b9f\u0ba9\u0bcd, \u0baa\u0bbe\u0bb2\u0bbf\u0b9a\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3 \u0b86\u0baa\u0ba4\u0bcd\u0ba4\u0bbe\u0ba9 \u0ba8\u0bcb\u0baf\u0bcd \u0b95\u0ba3\u0bcd\u0b9f\u0bb1\u0bbf\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, \u0baa\u0bbe\u0bb2\u0bbf\u0b9a\u0bbf\u0ba4\u0bbe\u0bb0\u0bb0\u0bcd \u0bae\u0bca\u0ba4\u0bcd\u0ba4\u0ba4\u0bcd \u0ba4\u0bca\u0b95\u0bc8\u0baf\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd. \u0b9a\u0bbf\u0b95\u0bbf\u0b9a\u0bcd\u0b9a\u0bc8 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bae\u0bc0\u0b9f\u0bcd\u0baa\u0bc1\u0b95\u0bcd \u0b95\u0bbe\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0bae\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bb5\u0bc1\u0b95\u0bb3\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0baa\u0bbf\u0bb1 \u0ba8\u0bbf\u0ba4\u0bbf\u0b95\u0bcd \u0b95\u0b9f\u0bae\u0bc8\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b87\u0ba8\u0bcd\u0ba4 \u0ba8\u0bbf\u0ba4\u0bbf \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p>\u0bae\u0bbe\u0bb1\u0bcd\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0ba9\u0bbe\u0bb3\u0bbf \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd(Disability Rider): \u0bb5\u0bbf\u0baa\u0ba4\u0bcd\u0ba4\u0bc1 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba8\u0bcb\u0baf\u0bcd \u0b95\u0bbe\u0bb0\u0ba3\u0bae\u0bbe\u0b95 \u0baa\u0bbe\u0bb2\u0bbf\u0b9a\u0bbf\u0ba4\u0bbe\u0bb0\u0bb0\u0bcd \u0ba8\u0bbf\u0bb0\u0ba8\u0bcd\u0ba4\u0bb0\u0bae\u0bbe\u0b95 \u0bae\u0bc1\u0b9f\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, \u0b87\u0ba8\u0bcd\u0ba4 \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf\u0baa\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b87\u0ba4\u0bc1 \u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0b95 \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0ba9 \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0bb5\u0bbe\u0bb4\u0bcd\u0b95\u0bcd\u0b95\u0bc8\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bb5\u0bc1\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bae\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bb5\u0bc1\u0b95\u0bb3\u0bc8 \u0b88\u0b9f\u0bc1\u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0b89\u0ba4\u0bb5\u0bc1\u0bae\u0bcd \u0bae\u0bca\u0ba4\u0bcd\u0ba4\u0ba4\u0bcd \u0ba4\u0bca\u0b95\u0bc8\u0baf\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n\n\n\n<p>\u0baa\u0bbf\u0bb0\u0bc0\u0bae\u0bbf\u0baf\u0bae\u0bcd \u0bb0\u0bc8\u0b9f\u0bb0\u0bbf\u0ba9\u0bcd \u0ba4\u0bb3\u0bcd\u0bb3\u0bc1\u0baa\u0b9f\u0bbf(Waiver of Premium Rider): \u0b87\u0baf\u0bb2\u0bbe\u0bae\u0bc8 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b95\u0b9f\u0bc1\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0ba8\u0bcb\u0baf\u0bcd \u0b8f\u0bb1\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbe\u0bb2\u0bcd, 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\u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b95\u0bb5\u0bb0\u0bc7\u0b9c\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0bb5\u0ba4\u0bc8 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf\u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n\n\n\n<p>\u0b9f\u0bc6\u0bb0\u0bcd\u0bae\u0bcd \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd(Term Rider:): \u0b87\u0ba8\u0bcd\u0ba4 \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8 \u0baa\u0bbe\u0bb2\u0bbf\u0b9a\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0bae\u0bc7\u0bb2\u0bcd \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f \u0b95\u0bbe\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0b95\u0bc2\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0b87\u0bb1\u0baa\u0bcd\u0baa\u0bc1 \u0baa\u0bb2\u0ba9\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b85\u0b9f\u0bae\u0bbe\u0ba9\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0b86\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba4\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b87\u0bb3\u0bae\u0bc8\u0baf\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd\u0baa\u0bcb\u0ba4\u0bc1, \u0bb5\u0bbe\u0bb4\u0bcd\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f \u0b95\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b95\u0bc2\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0b95\u0bb5\u0bb0\u0bc7\u0b9c\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0baa\u0bbe\u0bb2\u0bbf\u0b9a\u0bbf\u0ba4\u0bbe\u0bb0\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b87\u0ba4\u0bc1 \u0baa\u0baf\u0ba9\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n<p>\u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0baa\u0bcd \u0baa\u0bb2\u0ba9\u0bcd \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd(Income Benefit Rider): \u0b87\u0ba8\u0bcd\u0ba4 \u0b9a\u0bb5\u0bbe\u0bb0\u0bbf \u0bae\u0bc2\u0bb2\u0bae\u0bcd, \u0baa\u0baf\u0ba9\u0bbe\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b87\u0bb1\u0baa\u0bcd\u0baa\u0bc1\u0baa\u0bcd \u0baa\u0bb2\u0ba9\u0bc8\u0ba4\u0bcd \u0ba4\u0bb5\u0bbf\u0bb0 \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0ba9 \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0bae\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd. \u0bb5\u0bb0\u0bc1\u0bae\u0bbe\u0ba9\u0ba4\u0bcd\u0ba4\u0bc8 \u0b92\u0bb0\u0bc1 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f \u0b95\u0bbe\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0b92\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bbe\u0ba9 \u0bae\u0bbe\u0ba4\u0bbe\u0ba8\u0bcd\u0ba4\u0bbf\u0bb0 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0bb5\u0bb0\u0bc1\u0b9f\u0bbe\u0ba8\u0bcd\u0ba4\u0bbf\u0bb0 \u0b95\u0bca\u0b9f\u0bc1\u0baa\u0bcd\u0baa\u0ba9\u0bb5\u0bc1 \u0bb5\u0b9f\u0bbf\u0bb5\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0baa\u0bc6\u0bb1\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n\n\n\n<p>\u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f \u0bb0\u0bc8\u0b9f\u0bb0\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b95\u0bbf\u0b9f\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0ba4\u0ba9\u0bcd\u0bae\u0bc8 \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bc8\u0baf\u0bc7 \u0bb5\u0bc7\u0bb1\u0bc1\u0baa\u0b9f\u0bb2\u0bbe\u0bae\u0bcd, \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1 \u0bb0\u0bc8\u0b9f\u0bb0\u0bc1\u0b9f\u0ba9\u0bcd \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf \u0bb5\u0bbf\u0ba4\u0bbf\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0baa\u0ba8\u0bcd\u0ba4\u0ba9\u0bc8\u0b95\u0bb3\u0bc1\u0bae\u0bcd \u0bb5\u0bc7\u0bb1\u0bc1\u0baa\u0b9f\u0bb2\u0bbe\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8\u0b95\u0bcd 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